Ride Share Accident Attorney in Miami
Ride-share companies such as Uber and Lyft do everything that they can to keep accident victims from being able to sue them after they are injured. These companies try every legal trick in the book to shield themselves from legal liability. Specifically, ride-share companies classify their drivers as independent contractors to escape responsibility. While this legal fiction is slowly eroding, it does not prevent those injured in an accident from receiving compensation for their injuries.
As of now, Uber and Lyft are protected from most lawsuits after a ride-share accident in Miami. Some states across the country are fighting for drivers to be classified as employees in order to prevent some employment abuses for which ride-share companies are responsible. While Florida law still classified Uber drivers as independent contractors, you have a number of legal protections in place.
How Ride-Share Accidents Are Covered by Insurance
Each state will have its own requirement for the minimum amount of insurance that ride-share drivers must maintain. In Florida, there are four different stages of coverage for Uber drivers:
- When the app is off, drivers are covered by their personal insurance policy.
- Drivers must have personal ride-share insurance coverage for the period in which the app is on, but the driver is waiting to be paired with a passenger.
- When the driver is on the way to pick up a passenger, Uber or Lyft’s auto insurance policy will cover the driver. However, the company will not pay out for claims that are above the policy limit. Drivers may also have additional coverage.
- The commercial policy covers accidents when a passenger is in the car. Uber and Lyft drivers are insured for up to $1 million for any accident while driving passengers. Anything above this amount and Uber and Lyft will not pay you.
Ride-Share Accident Claims Mean Dealing with an Insurance Company
The companies that provide Uber and Lyft’s commercial and auto insurance know exactly what they are doing since they receive thousands of claims each year, meaning that they already have a strong idea of what your claim may be worth. However, the average person may not have this same knowledge. People do not even know the elements of an insurance claim.
Ride-share companies pay these companies lots of money, and these insurers are busy with scores of claims. The less that they pay out, the more money that they get to keep for themselves. Ride-share companies want quick resolutions of claims that pay you as little as possible, which is why you need an attorney on your side to get what you legally deserve in a settlement. At 388CEDA, we can recommend you someone from our network of attorneys to help you, upon your request.
An Attorney Could Help Negotiate Your Claim
The claims negotiations process is one that can try anyone’s patience. You can rest assured that the insurance company will be contacting you very shortly after the accident. The first thing that they may try to do is pressure you to make statements about the accident that can harm your ability to receive compensation. Make sure that you have a lawyer with you before you have any conversation with the insurance company.
Even after the insurance company has decided that you should receive compensation, you will need to fight hard to get a fair settlement. Expect that the initial settlement offer that you receive will be very low, certainly much less than you deserve. There is nothing wrong with saying no to the insurance company’s first or subsequent offers. Your attorney could negotiate a better settlement offer on your behalf.
Medical Help After a Ride-Share Accident
388CEDA is your source for help after you have been injured in an accident. We have doctors who can provide diagnostic services and orthopedic and chiropractic care. Some of the treatments and diagnostics offered by our physicians include:
- Computerized Tomography
- Nerve conductive studies
- Orthopedic treatment
- Chiropractic care
Our physicians can quickly help document your claim by giving the medical diagnoses necessary in writing. We can then recommend an experienced attorney upon your request who will fight on your behalf as you seek financial compensation. Your lawyer will represent you during settlement negotiations and file a lawsuit on your behalf if necessary.
Recommending Aggressive Attorneys Upon Request
Call us today at 1.800.388.CEDA so we can start helping you today. Medical care and legal help are two of the most important things that you will deal with after an accident, and 388CEDA can assist you in both areas. As soon as you ask us, we can recommend one of our large network of attorneys who will get to work fighting for you.
*388CEDA is not a law firm or an attorney referral service. 388CEDA does not provide legal advice, services, or legal representation to anyone including but not limited to visitors to this site or individuals/persons responding to our advertisements. In Florida, 388CEDA provides the following types of physician services: M.D., Orthopedic Surgeons, Anesthesiologists, General Practitioners, Nurse Practitioners, & D.C., Chiropractic Physicians that document and treat individuals that have suffered injuries. Results may vary and are not guaranteed. If you have any questions or need assistance, please call one of our agents at 388CEDA. We work with experienced attorneys.
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Why More People Are Injured or Killed in Pedestrian Accidents Recently
Several factors seem to indicate that this disturbing trend is here to stay:
- The rise in SUVs means that more drivers are traveling in heavier vehicles, causing more serious injury to passengers.
- More motorists are driving distracted since they use their mobile devices behind the wheel. As a result, they miss seeing pedestrians in the crosswalks.
- More people are moving into the urban core of their city and abandoning cars, meaning that there are more people walking.
- There are more cars and trucks on the road than at any previous point in time.
Even having a crosswalk clearly marked is often not enough to protect pedestrians from an accident. Many motorists simply drive right through the crosswalk regardless of whether a pedestrian is trying to cross the street. Florida will hit drivers with a minimum fine of $164 and up to three points on their license for failure to stop at a crosswalk. However, even these penalties do not get all drivers to stop when legally required.
As dangerous as the United States is for pedestrians, Florida is even worse. The state has a death rate almost twice as high as the national average. Nationally, 1.55 pedestrians out of every 100,000 are killed each year. Florida has the highest rate of pedestrian fatalities in the country, with 2.73 out of every 100,00.
Injuries in a Pedestrian Accident Can Be Serious or Fatal
Because of the sheer size of the car that collides with a defenseless person, pedestrian injuries will likely be significant. Even if a person survives a pedestrian accident, they are likely facing serious bodily harm in the short and long term. Almost half of pedestrians involved in an accident will suffer an injury to their face, head, or neck. Common pedestrian accident injuries include:
- Traumatic brain injuries (TBI) and other neurological injuries
- Spinal cord injuries and paralysis
- Fractured bones
- Dislocated shoulders
No matter where you received medical treatment, you will need to have your injuries diagnosed and cared for before filing a claim or lawsuit. Even if you did not suffer critical injuries, very few pedestrians ever emerge from an accident unscathed.
If you have not yet sought medical treatment, you should do so in the immediate days after an accident. Otherwise, it would be difficult to recover money for your claim because you could not show that you were injured. Proving your injuries requires something in writing. Therefore, a full medical exam after an accident is a must. You would need a complete diagnostic check, even if you received treatment at the scene.
388CEDA’s Diagnostic and Treatment Services
As an injured pedestrian, you would need to show that you were both injured and that another driver was at fault for your injuries. At 388CEDA, we can help you with both parts of that process. Our board-certified doctors can examine and diagnose you. Resources include:
- Imaging services, including MRIs and computerized tomography
- Orthopedic care from board-certified orthopedic physicians
- Interventional medicine
- Chiropractic care
- Interventional pain specialists
Then, we can recommend an aggressive attorney to you upon request. We work with a network of lawyers who help injured pedestrians recover the money that they legally deserve after an accident. Your attorney would help you file a claim with the insurance company and give your side of the story when liability is decided. If necessary, they can sue the driver in court if a reasonable settlement cannot be agreed upon.
Contact 388CEDA and We Can Recommend Attorneys Upon Request
When you or a loved one have been injured in an accident, there are numerous things to worry about, including mounting bills and your physical health. 388CEDA could help make your life easier as you seek to recover both physically and financially. Call us today at 1.800.388.CEDA as soon as possible, so our experienced team can get to work on your behalf. The less that you have to worry about after an accident, the more you can focus on getting better. One thing that you should not have to worry about is whether your legal rights are protected.
*388CEDA is not a law firm or an attorney referral service. 388CEDA does not provide legal advice, services, or legal representation to anyone including but not limited to visitors to this site or individuals/persons responding to our advertisements. In Florida, 388CEDA provides the following types of physician services: M.D., Orthopedic Surgeons, Anesthesiologists, General Practitioners, Nurse Practitioners, & D.C., Chiropractic Physicians that document and treat individuals that have suffered injuries. Results may vary and are not guaranteed. If you have any questions or need assistance, please call one of our agents at 388CEDA. We work with aggressive attorneys.