Ride Share Accident Attorney in Miami
Ride-share companies such as Uber and Lyft do everything that they can to keep accident victims from being able to sue them after they are injured. These companies try every legal trick in the book to shield themselves from legal liability. Specifically, ride-share companies classify their drivers as independent contractors to escape responsibility. While this legal fiction is slowly eroding, it does not prevent those injured in an accident from receiving compensation for their injuries.
As of now, Uber and Lyft are protected from most lawsuits after a ride-share accident in Miami. Some states across the country are fighting for drivers to be classified as employees in order to prevent some employment abuses for which ride-share companies are responsible. While Florida law still classified Uber drivers as independent contractors, you have a number of legal protections in place.
How Ride-Share Accidents Are Covered by Insurance
Each state will have its own requirement for the minimum amount of insurance that ride-share drivers must maintain. In Florida, there are four different stages of coverage for Uber drivers:
- When the app is off, drivers are covered by their personal insurance policy.
- Drivers must have personal ride-share insurance coverage for the period in which the app is on, but the driver is waiting to be paired with a passenger.
- When the driver is on the way to pick up a passenger, Uber or Lyft’s auto insurance policy will cover the driver. However, the company will not pay out for claims that are above the policy limit. Drivers may also have additional coverage.
- The commercial policy covers accidents when a passenger is in the car. Uber and Lyft drivers are insured for up to $1 million for any accident while driving passengers. Anything above this amount and Uber and Lyft will not pay you.
As you can see, there are different possibilities for the level of coverage when you have been injured in a ride-share accident. In any event, you are dealing with an insurance company when you make a claim for accident compensation. Doing so will require the ability to successfully negotiate with the insurance company.
Ride-Share Accident Claims Mean Dealing with an Insurance Company
The companies that provide Uber and Lyft’s commercial and auto insurance know exactly what they are doing since they receive thousands of claims each year, meaning that they already have a strong idea of what your claim may be worth. However, the average person may not have this same knowledge. People do not even know the elements of an insurance claim.
Ride-share companies pay these companies lots of money, and these insurers are busy with scores of claims. The less that they pay out, the more money that they get to keep for themselves. Ride-share companies want quick resolutions of claims that pay you as little as possible, which is why you need an attorney on your side to get what you legally deserve in a settlement. At 388CEDA, we can put you in touch with someone from our network of attorneys to help you.
An Attorney Could Help Negotiate Your Claim
The claims negotiations process is one that can try anyone’s patience. You can rest assured that the insurance company will be contacting you very shortly after the accident. The first thing that they may try to do is pressure you to make statements about the accident that can harm your ability to receive compensation. Make sure that you have a lawyer with you before you have any conversation with the insurance company.
Even after the insurance company has decided that you should receive compensation, you will need to fight hard to get a fair settlement. Expect that the initial settlement offer that you receive will be very low, certainly much less than you deserve. There is nothing wrong with saying no to the insurance company’s first or subsequent offers. Your attorney could negotiate a better settlement offer on your behalf.
Medical Help After a Ride-Share Accident
CEDA388 is your source for help after you have been injured in an accident. We have doctors who can provide diagnostic services and orthopedic and chiropractic care. Some of the treatments and diagnostics offered by our board-certified physicians include:
- Computerized Tomography
- Nerve conductive studies
- Orthopedic treatment
- Chiropractic care
Our physicians can quickly help document your claim by giving the medical diagnoses necessary in writing. We can then recommend an aggressive attorney upon your request who will fight on your behalf as you seek financial compensation. Your lawyer will represent you during settlement negotiations and file a lawsuit on your behalf if necessary.
Recommending Aggressive Attorneys Upon Request
Call us today at 1.800.388.CEDA so we can start helping you today. Medical care and legal help are two of the most important things that you will deal with after an accident, and 388CEDA can assist you in both areas. As soon as you ask us, we can recommend one of our large network of attorneys who will get to work fighting for you.
*388CEDA is not a law firm or an attorney referral service. 388CEDA does not provide legal advice, services, or legal representation to anyone including but not limited to visitors to this site or individuals/persons responding to our advertisements. In Florida, 388CEDA provides the following types of physician services: M.D., Orthopedic Surgeons, Anesthesiologists, General Practitioners, Nurse Practitioners, & D.C., Chiropractic Physicians that document and treat individuals that have suffered injuries. Results may vary and are not guaranteed. If you have any questions or need assistance, please call one of our agents at 388CEDA. We work with aggressive attorneys.