While trucks help keep grocery store shelves stocked and make sure that your packages get to your home, they present dangers to drivers on the road. The sheer size of these vehicles makes them difficult for even experienced truckers to operate. With a nationwide trucker shortage at hand, trucking companies are putting newer drivers behind the wheel as fast as they can hire and train them. As a result, the number of truck accidents is increasing.
Truck accidents can cause severe injuries to motorists and their passengers. On average, these accidents are worse than car crashes because of the size disparity between trucks and passenger vehicles. Fully loaded trucks can legally weigh up to 80,000 pounds, which is more than 20 times the average weight of a car. In addition, the size and weight of trucks makes it more difficult for operators to stop in time to avoid a crash. Combined with the fact that they are carrying cargo that could spill on the roadway, and trucks are dangerous for everyone around them.
If you or a loved one have been injured in a trucking accident, you can file a lawsuit. If the driver was employed by a company and they were on the job at the time of the accident, you would sue the company. This would give you access to what may be a larger insurance policy. If the policy is not enough to cover the damage, then you could go after the company’s assets. If the driver is an independent contractor, you could still file a claim against their insurance policy.
The number of large verdicts against trucking companies is increasing. These are called “nuclear verdicts,” and they happen when the insurance company does not settle a case when there are serious injuries. There have been stories of trucking companies forced to close when they have been hit with verdicts in excess of eight figures.
Large truck accident settlements and verdicts happen because victims have suffered catastrophic injuries in the crash. Here is what you could compensated for after a trucking accident:
For severe injuries, both the lost wages and the pain and suffering components of the damages could be considerable. In addition, depending on how bad the truck driver’s conduct was, you may be able to receive punitive damages.
The oath to financial compensation begins when you file a claim with the insurance company. You would need to show that the truck driver was responsible for the crash by being negligent. Then, the insurance company would make a settlement offer. You would likely need to negotiate with them to arrive at an acceptable settlement amount. When you are dealing with dollar figures like you would see in a truck accident, you need the help of someone who has dealt with insurance companies before and knows how to negotiate with them.
If you are not able to reach a settlement agreement, you have the legal right to file a lawsuit in court. Most truck accident cases settle before a trial for the reasons that we described above. Trucking companies and their insurance carriers simply cannot afford the risk of a “nuclear verdict.”
Before you can file a claim, you need to know exactly what you should be compensated for after your accident. Without a comprehensive medical evaluation and treatment, you could not file a specific demand for payment with the insurance company, nor could you detail your injuries to a court. It is best to get this diagnosis as soon as possible after the accident to keep an insurance company from arguing that you were hurt in another way. 388CEDA is the place to go for diagnostic and treatment services from one source. We offer the following medical services:
The legal process that we described above seems intimidating for accident victims. It does not have to be when you hire a lawyer to fight for compensation for you. At 388CEDA, we could recommend an experienced truck accident lawyer if you need one. Between our medical services and our large network of attorneys that we work with, we can make your life easier. Call us today at 1-800-388-CEDA to learn more about what we could do for you.
*388CEDA is not a law firm or an attorney referral service. 388CEDA does not provide legal advice, services, or legal representation to anyone including but not limited to visitors to this site or individuals/persons responding to our advertisements. In Florida, 388CEDA provides the following types of physician services: M.D., Orthopedic d Surgeons, Anesthesiologists, General Practitioners, Nurse Practitioners, & D.C., Chiropractic Physicians that document and treat individuals that have suffered injuries. Results may vary and are not guaranteed. If you have any questions or need assistance, please call one of our agents at 388CEDA. We work with experienced attorneys.