Rideshare services have transformed the way we live, but there’s a downside to the convenience. A Booth study found that the use of rideshare services is associated with a 3% increase in accident fatalities.

The amount of a Lyft accident settlement in Florida varies based on a variety of factors. If you or a loved one is a victim of a Lyft accident, you have the right to file a claim for compensation.

If a Lyft driver is at fault, you could receive up to $1 million in compensation. The compensation amounts vary depending on the circumstances of the case.

Here’s what you need to know if you plan to file a claim following a Lyft vehicle accident.

Lyft Accidents in Florida

Rideshare is a popular mode of transportation in Florida. Every passenger hopes to get to their destination safely, but, sadly, that’s not always the case.

No two rideshare accidents are the same. Circumstances vary, including the impact, injuries involved, and who’s to blame. These facts vary from case to case.

It’s difficult to determine an average compensation amount for Lyft accident settlements. A Lyft accident lawyer can review your case, evaluate your injuries and damages, and offer an opinion on possible compensation.

This number is more reliable than average compensation figures that may not pertain to your case.

Florida’s No-Fault Laws

Florida is a no-fault state when it comes to car accidents. When an accident occurs, both parties rely on their own insurance to cover some of their medical expenses.

This is why you should carry personal injury protection (PIP) as part of your auto insurance coverage. If a Lyft driver hits you while you’re driving your vehicle, you should file a claim with your PIP insurance for any medical expenses you incur.

If you’re a Lyft passenger in an accident, you have more legal options. The circumstances of the accident can impact your Lyft passenger accident settlement.

Florida’s no-fault laws can be complicated. That’s why it’s in your best interest to consult an experienced rideshare accident lawyer. They can help you understand your rights and guide you throughout the legal process.

Lyft Insurance Coverage

Available insurance coverage affects Lyft accident settlements in Florida. Insurance coverage can vary depending on what a Lyft driver is doing during the time of an accident.

If the Lyft driver’s app is off, the driver’s personal insurance coverage applies in the event of an accident. If the Lyft driver’s app is on and they are waiting for a customer, Lyft provides liability coverage if the PIP doesn’t apply.

Lyft Insurance Coverage Limits

  • $50,000 per person for bodily injury insurance coverage
  • $100,000 of bodily injury insurance coverage per accident
  • $25,000 of property damage insurance coverage

If a Lyft driver has their app on and picks up a customer or already has a passenger in the vehicle, these limits may vary.

Lyft and Third-Party Coverage

Lyft insurance coverage for third-party covered accidents includes:

  • $1 million of coverage for third-party auto liability
  • Underinsured/uninsured motorist bodily injury or 1st party coverage
  • Collision and contingent comprehensive coverage up to vehicle cash value

Policy limits with $50,000 or less in bodily injury coverage can be extinguished if your injuries are severe. This means your settlement payout can be lower than your total case value.

Other factors That Can Affect Your Settlement

The severity of your injuries can affect your compensation amount. The extent of your injuries, disability, and medical needs plays a role in the damages you receive.

Another factor that can affect a Lyft accident payout is liability for an accident. The pure comparative negligence rule applies to Florida personal injury cases and accidents that fall under these negligence laws.

This law allows you to collect damages even if you’re partially at fault. Your percentage of fault for the accident will affect your compensation.

For example, if the court finds that you are 30% at fault, you may be entitled to 70% of your damages. These types of personal injury cases are complicated.

A rideshare accident attorney can help you understand your rights and fight for the compensation you deserve.

Another factor that impacts Lyft compensation cases is the total extent of your damages. The greater your losses, the more your case is worth.

An accident victim with severe injuries will typically have a higher damage total. This can impact compensation for emotional pain and suffering.

Someone who experiences catastrophic damages is more likely to suffer greater pain and suffering than someone who sustains minor injuries.

Maximizing Compensation in a Lyft Accident Settlement

If you’ve sustained injuries in a Lyft accident due to someone else’s negligence, you want to pursue the highest level of compensation possible. Building your Lyft accident case begins immediately following your accident.

If possible, take pictures of the vehicles involved and the surrounding scene. Get contact information of witnesses. Above all, get the medical care you need as soon as possible.

For best results following a Lyft vehicle accident, consult a rideshare accident lawyer right away. An experienced Florida personal injury lawyer understands the complexities of rideshare accidents and the necessary steps to get the maximum compensation you deserve.

Hire the Best Lyft Accident Lawyer for Your Case

If you sustained a serious injury as a Lyft passenger or were involved in an accident with a Lyft rideshare vehicle, you have rights. You may be able to pursue compensation beyond PIP coverage for your injuries.

If you’re trying to recover from your injuries, you may be feeling stressed and overwhelmed about what to do next. At 1•800•388CEDA, we understand what you’re going through and are here to help you with your Lyft accident settlement.

We help car accident victims just like you in Miami, Fort Lauderdale, and West Palm Beach every day. Let us help you get the best medical care and the maximum compensation you deserve.

Contact us today to schedule a free confidential consultation.